Failure of capitalism?

The favourite mantra among those who think they can run your life so much better than you can (politicians) at the moment is "market failure" or "the failure of capitalism". Pay no attention to these morons. Capitalism hasn't failed. It's done what it always has and will; punished those who think they can escape its invisible hand. Those who talk about "market failure" just mean that the markets haven't done what they wanted; make them rich. One of the multitude of reasons we're in the mess we're in is because those aforementioned idiots were well aware that they could skim off the cream in the good times and be protected by the State (that's you and me) in the bad. Instead of bankers being imprisoned, stripped of their pensions, homes and Bentleys, they're being paid off, rewarded for failure, protected, aurically parachuted. In a real capitalist society, the actual owners of their businesses, the shareholders, would be pursuing them relentlessly for retribution for what they've done. And the State would stand by and make sure that contracts were observed, and not provide a safe haven for those whose fault it is. Of course, the politicians are no better. If allocation of blame was being fairly made, they would be due their just desserts[sic], and it wouldn't be green custard, either.